First Time Buyers
First-time buyers can often feel overwhelmed when it comes to taking out a mortgage, but with the right help and advice, it can be a smooth process. We are experts in setting up mortgages for first-time buyers in the UK, so you are in safe hands with us.
It's been stated that buying a home is one of the most stressful experiences you'll ever have. D&K Mortgages will work with you to make the process as stress-free as possible in an effort to guarantee that this is not the case.
With our help, the process of buying your first home does not have to be stressful. Our knowledgeable consultants will take the time to explain the steps involved in purchasing a property and offer advice on the best mortgage products available. We are committed to making your first home buying experience as smooth and stress-free as possible.
The Process
To get started, one of our helpful experts will need to assess your financial and personal condition and ask you for a few necessary papers in order to create an “Agreement in Principle”. We will use this to figure out how much you may borrow and help you budget for your new purchase.
Now that you have an “Agreement in Principle”, you are ready to start looking at houses with estate agents. You can make an offer when you find a home that meets your requirements. To ensure you are qualified to purchase the property, give the vendor your adviser's contact information.
Finally, we will handle completing the application and managing the entire process on your behalf. We will keep you updated on the status of your purchase and act as a go-between with the lender, estate agent, and solicitor. After you are settled into your new home, we will still be available to answer any questions you may have.
FAQs
The amount you can borrow will depend on several factors, such as your income, debts and property value. We will assess your affordability and provide you with a personalised borrowing amount.
D&K Mortgages can help you by providing access to a wide range of mortgage products across the market. We will work with you to find a mortgage that meets your needs and provide you with expert advice throughout the process.
The mortgage cost will depend on the interest rate, term, and fees associated with the product. We will provide you with a full breakdown of the costs so that you can make an informed decision.
Want to learn more about what D&K Mortgages can offer you?
We can assist you in moving into your new home by scheduling a free, no-obligation consultation with a mortgage professional.
